Gold & Silver Colection #031 10 Dirham Negeri Perak

Material : Silver

Weight : 29.75 gram
Purity: 999
Certificate : No

Why Holding Gold in Your Portfolio Isn't Advisable... It's a Must

15 Fundamental Reasons to Own Gold

1. Global Currency Debasement
The U.S. dollar is fundamentally and technically very weak and should fall dramatically over the next few years. However, other countries are very reluctant to see their currencies appreciate and are resisting the fall of the U.S. dollar. Thus, we are in the early stages of a massive global currency debasement which will see tangibles, and most particularly gold, rise significantly in price.

2. Rising Investment Demand
When the crowd recognizes what is unfolding, they will seek an alternative to paper currencies and financial assets and this will create an enormous investment demand for gold. Own both the physical metal and select mining shares.

3. Alarming Financial Deterioration in the U.S.
In the space of two years, the federal government budget surplus has been transformed into a yawning deficit, which will persist as far as the eye can see. At the same time, the current account deficit has reached levels, which has portended currency collapse in virtually every other instance in history.

4. Negative Real Interest Rates in Reserve Currency (U.S. Dollar)
To combat the deteriorating financial conditions in the U.S., interest rates have been dropped to rock bottom levels, real interest rates are now negative and, according to statements from the Fed spokesmen, are expected to remain so for some time. There has been a very strong historical relationship between negative real interest rates and stronger gold prices.

5. Dramatic Increases in Money Supply in the US and Other Nations
Authorities are terrified about the prospects for deflation given the unprecedented debt burden at all levels of society in the U.S. Fed Governor Ben Bernanke is on record as saying the Fed has a printing press and will use it to combat deflation if necessary. Other nations are following in the U.S.'s footsteps and global money supply is accelerating. This is very gold friendly.

6. Existence of a Huge and Growing Gap between Mine Supply and Traditional Demand
Mined gold is roughly 2,500 tons per year and traditional demand (jewelry, industrial users, etc.) has exceeded this by a considerable margin for a number of years. Some of this gap has been filled by recycled scrap but central bank gold has been the primary source of above-ground supply.

7. Mine Supply is Anticipated to Decline in the next Three to Four Years.
Even if traditional demand continues to erode due to ongoing worldwide economic weakness, the supply/demand imbalance is expected to persist due to a decline in mine supply. Mine supply will contract in the next several years, irrespective of gold prices, due to a dearth of exploration in the post Bre-X era, a shift away from high grading which was necessary for survival in the sub-economic gold price environment of the past five years and the natural exhaustion of existing mines.

8. Large Short Positions
To fill the gap between mine supply and demand, Central Bank gold has been mobilized primarily through the leasing mechanism, which facilitated producer hedging and financial speculation. Strong evidence suggests that between 10,000 and 16,000 tons (30-50% of all Central Bank gold) is currently in the market. This is owed to the Central Banks by the bullion banks, which are the counter party in the transactions.

9. Low Interest Rates Discourage Hedging
Rates are low and falling. With low rates, there isn't sufficient contango to create higher prices in the out years. Thus there is little incentive to hedge and gold producers are not only not hedging, they are reducing their existing hedge positions, thus removing gold from the market.

10. Rising Gold Prices and Low Interest Rates Discourage Financial Speculation on the Short Side.
When gold prices were continuously falling and financial speculators could access Central Bank gold at a minimal leasing rate (0.5 - 1% per year), sell it and reinvest the proceeds in a high yielding bond or Treasury bill, the trade was viewed as a lay-up. Everyone did it and now there are numerous stale short positions. However, these trades now make no sense with a rising gold price and declining interest rates.

11. The Central Banks are Nearing an Inflection Point when they will be Reluctant to Provide more Gold to the Market.
The Central Banks have supplied too much already via the leasing mechanism. In addition, Far Eastern Central Banks who are accumulating enormous quantities of U.S. Dollars are rumored to be buyers of gold to diversify away from the U.S. Dollar.

12. Gold is Increasing in Popularity
Gold is seen in a much more positive light in countries beginning to come to the forefront on the world scene. Prominent developing countries such as China, India and Russia have been accumulating gold. In fact, China with its 1.3 billion people recently established a National Gold Exchange and relaxed control over the asset. Demand in China is expected to rise sharply and could reach 500 tons in the next few years.

13. Gold as Money is Gaining Credence
Islamic nations are investigating a currency backed by gold (the Gold Dinar), the new President of Argentina proposed, during his campaign, a gold backed peso as an antidote for the financial catastrophe which his country has experienced and Russia is talking about a fully convertible currency with gold backing.

14. Rising Geopolitical Tensions
The deteriorating conditions in the Middle East, the U.S. occupation of Iraq, the nuclear ambitions of North Korea and the growing conflict between the U.S. and China due to China's refusal to allow its currency to appreciate against the U.S. dollar headline the geopolitical issues, which could explode at anytime. A fearful public has a tendency to gravitate towards gold.

15. Limited Size of the Total Gold Market Provides Tremendous Leverage
All the physical gold in existence is worth somewhat more than $1 trillion U.S. Dollars while the value of all the publicly traded gold companies in the world is less than $100 billion US dollars. When the fundamentals ultimately encourage a strong flow of capital towards gold and gold equities, the trillions upon trillions worth of paper money could propel both to unfathomably high levels.

Conclusion
Gold is under-valued, under-owned and under-appreciated. It is most assuredly not well understood by most investors. At the beginning of the 1970's when gold was about to undertake its historic move from $35 to $800 per ounce in the succeeding ten years, the same observations would have been valid. The only difference this time is that the fundamentals for gold are actually better.
 P.S. It's simple, really. Demand is soaring. Supplies are plummeting. And if you don't buy gold now, you may not get the chance to later. To get your limited-time discount on physical gold, plus access to our portfolio of incredibly bargain-priced junior gold stocks

by wealthdaily

1g Amsyiq Gold bar

Produk yang mampu milik 1g Amsyiq Gold bar. Bagi yang mahu membuat simpanan RM200 sebulan, bolehlah cuba 1g ni. Selepas 1 tahun dah ada 12g. Sesuatu yang tak mustahil. Mulakan langkah anda sekarang dengan hanya 2%-5% beza jual beli (spread)

Gold & Silver Colection #030 2 Dirham Negeri Perak

Material : Silver

Weight : 5.95 gram
Purity: 999
Certificate : No

Gold & Silver Colection #029 1 Dirham Negeri Perak

Material : Silver

Weight : 2.975 gram
Purity: 999
Certificate : No

Promosi Barang Kemas RM165/g

Koleksi barang kemas dari 3g - 20g. Rantai tangan, leher, kaki, cincin, subang dan pendant.
Harga dari RM165/g sahaja tanpa upah..........

Gold & Silver Colection #028 Emirate Gold 1 gram

Material : Gold

Weight : 1 gram
Purity: 999
Certificate : CentiCard

Gold & Silver Colection #027 Dinar Negeri Perak 1 Dinar

Material : Gold

Weight : 4.25 gram (1 Dinar)
Purity: 999
Certificate : No

Gold & Silver Colection #026 Dinar Negeri Perak 1/2 Dinar

Material : Gold

Weight : 2.125 gram (1/2 Dinar)
Purity: 999
Certificate : No

Gold & Silver Colection #025 Dinar Negeri Perak 2 Dinar

Material : Gold

Weight : 8.5 gram (2 Dinar)
Purity: 999
Certificate : No

Gold & Silver Colection #024 DGE 1 gram

Material : Gold

Weight : 1 gram
Purity: 999
Certificate : CentiCard

Gold & Silver Colection #023 Dinar Kasih 1/2 Dinar

Material : Gold

Weight : 2.125 gram (1/2 Dinar)
Purity: 917 or 22k
Certificate : Yes

AG dalam sinar harian 9 Mac 2012

AG dalam sinar harian 9 Mac 2012

REHAL 9 MAC  2012

Oleh: Syahidatul Akmal Dunya  (syahidatul.akmal@sinarharian.com.my)

EMAS NILAINYA TIDAK SUSUT

Mampu tumpaskan kuasa Barat kerana kontranya dengan AS$ 

Amsyiqgold membantu anda membeli emas tulen bagi pelaburan masa depan

PERNAHKAH kalian terfikir apakah akan terjadi apabila  wang fiat (duit kertas) mengalami kejatuhan nilai (hyper inflasi) seperti yang pernah terjadi dalam kerajaan Perancis (1715), Hungary (1945 sehingga 1946) termasuk di negara Zimbabwe (2000 hingga sekarang) sehinggakan untuk membeli tiga biji telur mereka perlu membawa wang kertas bernilai 100 bilion!.

Nilai mata wang kertas pastinya tidak akan kekal lama dan ia berlainan dengan emas serta perak, perkataan emas mahu pun perak telah disebut berulang-ulang dalam al-Quran dan Hadis jelas menunjukkan bahawa benda bernilai itu mampu dibelanjakan kepada agama ALLAH sebagaimana yang dilakukan para sahabat.

EMAS KALIS INFLASI

Juru cakap AmsyiqGold (AG), Syeikhul Maqari Othman Hamzah, 47, berkata, dalam Islam sesiapa yang memiliki 85 gram emas yang disimpan setahun perlu membayar zakat ertinya sekarang ini jika individu itu menyimpan 100 gram jongkong emas (gurbah) dia sudah kaya.

“Kalau seseorang itu mempunyai duit satu juta lalu menyimpannya di bank cukup setahun dia hanya mendapat keuntungan satu peratus  sahaja sedangkan dia kena bayar zakat sebanyak 2.5 peratus.

“Berbeza dengan memiliki emas apabila cukup gramnya. Kita membayar zakat 2.5 peratus  daripada 85 gram setahun, nilai emas tidak akan turun malah sentiasa bertambah dari tahun ke tahun. Jelas membuktikan bahawa emas bersifat kalis inflasi dan nilainya tidak akan pernah susut,” katanya.   

Menurutnya, umat Islam perlu peka dengan nilai emas dan perak kerana dalam banyak-banyak harta yang perlu dibayar zakat, ALLAH SWT hanya menyebut perkataan emas  serta perak. Apabila memiliki emas dan perak senanglah bagi kita untuk membeli barangan lain.

Hari ini, kekayaan emas dimonopoli bangsa lain dan yang pastinya bukan bangsa Islam, pelik bukan!. Umat Islam perlu mengubah persepsi kuno bahawa kaya itu untuk semua bukan golongan tertentu sahaja.

“Kita perlu betulkan kefahaman itu, lihatlah isteri dan sahabat Nabi Muhammad SAW, mereka semua hartawan dan memiliki kekayaan berganda, tetapi mereka tidak bermewah-mewah mahu pun mendabik dada, sebaliknya membelanjakan harta ke jalan ALLAH.

“Jadikan Saidina Abu Bakar sebagai ikon jutawan dalam menjadikan harta sebagai medium mendekatkan diri dengan Islam. Beliau membebaskan seorang hamba dengan mengorbankan 100 ekor unta diibaratkan seperti sebuah kereta marcedes. Bayangkan bagaimana luasnya kekayaan sahabat Nabi ini,” kata Othman yang juga panel syariah AG.

Tambah beliau lagi, ramai yang tidak faham mengenai zuhud. Zuhud itu sebenarnya mampu untuk memiliki tetapi tidak bermewah-mewah, namun masyarakat kini memahami zuhud seperti “ibarat kais pagi makan pagi, kais petang makan petang.”

KRISIS KEWANGAN

Tanggal 1997 dan 1998 berlaku krisis kewangan di Asia menyaksikan berlaku susut nilai wang sebnayak 60 hingga 70 peratus, jutawan yang hari ini kaya raya, tetapi esoknya tetiba muflis kerana berlakunya hyper inflasi, ia berlaku sekelip mata. George Soros datang dan membawa duit keluar.  Kesan daripada itu menyebabkan Bank Negara terus mencetak duit dan keadaan menjadi stabil. Tidak lama kemudian, Soros datang kembali  seterusnya menabur wang berjuta-juta maka jadilah duit melimpah melebihi keperluan.

“Apabila menyimpan wang fiat, kita sebenarnya memperjudikan nasib ekonomi negara kita kerana situasi ini akan berlaku lagi dan lihatlah keadaan negara yang mana nilai duit berdasarkan timbangan dan bukannya nilai wang kertas itu.

“Itulah keadaan yang akan berlaku sebaik nilai mata wang sudah tidak laku. Dolar Amerika Syarikat (AS$) dianggap sebagai bapa kepada mata wang negara lain. Amerika juga memulakan duit sandaran emas dan duit tanpa sandaran emas.

Othman menambah, sekitar tahun 1927,disebabkan berlaku banyak peperangan, Amerika Syarikat pun menghentikan pengeluaran wang sandaran emas. Sekarang ini, AS$ sedang mengalami kejatuhan dan apakah akan terjadi kepada  negara-negara yang menggunakan wang fiat.

Emas kembali mendapat tempat dan nilainya semakin meningkat. Dek kerana itulah, masyarakat perlu dididik dengan penyimpanan emas, tambahan pula emas adalah sesuatu yang mempunyai nilai  dan ALLAH menghias Syurga dengan emas serta perak.

EMAS PENYIMPAN NILAI

Terdapat sebuah hadis menjelaskan Baginda menyuruh ‘Urwah’ membeli seekor kambing dengan harga satu dinar, akhirnya ‘Urwah’ membeli dua ekor kambing dan di pertengahan jalan sahabat melihat ‘Urwah’membawa dua ekor kambing lalu meminta untuk dijualkan kepadanya.

Sampailah ‘Urwah’ bersama kambingnya di hadapan Rasulullah, lalu diserahkan kambing yang dipesan Nabi ALLAH dengan satu dinar itu. Rasulullah memuji ‘Urwah’ dan bersabda, “Beruntung orang berniaga dengan dinar.”

Berdasarkan hadis di atas, Nabi menjanjikan betapa untungnya bagi orang yangberjual beli dengan dinar. Dinar atau emas menyimpan nilai bersamaan  satu dinar pada zaman Nabi boleh membeli seekor kambing, sedangkan duit akan mengalami susut nilai.

“Saranan saya, simpanlah emas kerana ianya mempunyai banyak faedah antaranya untuk melindungi kekayaan seperti dianjurkan Islam. Duit kertas sentiasa mengalami susut nilai disebbakan inflasi lima hingga tujuh peratus. Emas adalah penyimpan nilai sehingga hari kiamat dan suatu masa nanti tidak ada apa-apa yang berharga melainkan emas.

“Emas turut berfungsi sebagai penghalang umat Islam daripada pelaburan yang syubhah dan tidak halal kepada pelaburan yang dituntut serta halal, kita berolah keuntungan antara 37 hingga 50 peratus dan langsung tiada risiko dengannya,” ulas Othman panjang lebar.

Othman berkata, AG mengajak mana-mana individu berminat untuk menyimpan emas memandangkan ia adalah jihad ekonomi, akibatnya dengan menyimpan emas mampu menguasai kekayaan dan ekonomi seterusnya dapat menumpaskan kuasa kapitalis Barat, Amerika Syarikat.

BELI EMAS DENGAN DUIT GAJI

BELI EMAS DENGAN DUIT GAJI
Ade sape2 yg guna lebih dari 1/3 duit gaji untuk beli emas? GILA KE... ade org jawab.. nak guna belanja semua duit gaji pon tak cukup...
Nak saya bgtau cara untuk beli emas tapi duit gaji anda hanya kurang sedikit sahaja?
Saya bagi
Contoh 1:
Gaji anda 3,000
Guna 3,000 utk beli emas.
180/g (Jika di kedai emas 190/g) anda dapat 16.66g (RM2,999 baki gaji RM1)
Gadai di ArRahnu dapat RM1,982 (pengiraan diringkaskan)
Anda akan dapat Baki Gaji RM1,983 dan 16.66g emas di Bank (30% milik anda)
Mungkin anda akan rasa terlalu berat untuk menyimpan 1,018 sebulan.
Lihat Contoh 2:
Gaji 3,000
Guna 1,000 utk beli emas.
180/g (Jika di kedai emas 190/g) anda dapat 5.55g (RM999 baki gaji RM2,001)
Gadai di ArRahnu dapat RM660 (pengiraan diringkaskan)
Anda akan dapat Baki Gaji RM2,661 dan 5.55g emas di Bank (30% milik anda)
Sebenarnya anda hanya menyimpan RM339 dalam bentuk 5.55g emas sebulan.
Anda masih tidak mampu utk menyimpan RM339?
Cuba Contoh 3:
Gaji 3,000
Guna 500 utk beli emas.
Kira la sendiri dulu.
Jawapannya
Baki Gaji 2,830 Simpanan emas 2.77g dgn hanya bayar RM170 sahaja.

Kenapa anda menyimpan emas dan bukan wang ringgit?
Kerana Emas adalah penyimpan nilai yg baik. Lihat post sebelum ini sebagai contoh Guru vs Emas
Kenapa tidak membeli akaun emas sahaja, kan senang?
Ya senang, tapi anda tidak akan dapat menggunakan teknik yg berguna ini.

Gold & Silver Colection #022 Dinar Kulim 1 Dinar

Material : Gold

Weight : 4.25 gram (1 Dinar)
Purity: 917 or 22k
Certificate : Yes

Comparison - Uni Gold & General Fund, AmPrecious Metal & OSK-OUB Gold & General Fund

Comparison
Fund Name	Uni Gold & General Fund
Shariah Compliant	No
Type	Feeder
Portfolio	Gold, Precious Metal, Energy, Materials & Cash
Launch Date	6 September 2007
Launch Price	0.5000
Total Unit Sold (till Nov 10)	22.88
Initial Minimum Investment	2,000.00
Entry Charge (With Fund)	5%
Entry Charge (With FSM or eUT)	N/A
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	Less than 10,000, 300x60%
Other Charge (With Agency)	RM500
Monthly Service Charge
Management Fee	1.50%
NAV (22 March 2011)	0.6505
Performance (launch - todate)	30.10%
Performance (Oct 09- Oct 10) 1 Year	15.67%
Fund Name	AmPrecious Metal
Shariah Compliant	Yes
Type	Feeder
Portfolio	Gold, Precious Metal, Minerals & Cash
Launch Date	15 November 2007
Launch Price	1.0000
Total Unit Sold (till Nov 10)	73.29
Initial Minimum Investment	1,000.00
Entry Charge (With Fund)	5%
Entry Charge (With FSM or eUT)	2%
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	N/A
Other Charge (With Agency)	N/A
Monthly Service Charge
Management Fee	1.80%
NAV (22 March 2011)	0.9464
Performance (launch - todate)	-5.36%
Performance (Oct 09- Oct 10) 1 Year	14.17%
Fund Name	OSK-OUB Gold & General Fund
Shariah Compliant	No
Type	Feeder
Portfolio	Gold, Precious Metal, Energy, Materials, Information & Cash
Launch Date	21 July 2009
Launch Price	0.5000
Total Unit Sold (till Nov 10)	233.69
Initial Minimum Investment	1,000.00
Entry Charge (With Fund)	5%
Entry Charge (With FSM or eUT)	2%
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	N/A
Other Charge (With Agency)	N/A
Monthly Service Charge
Management Fee	1.80%
NAV (22 March 2011)	0.5765
Performance (launch - todate)	15.30%
Performance (Oct 09- Oct 10) 1 Year	8.06%
Example:  NAV price follow launch price
Fund Name	Uni Gold & General Fund
Initial investment	2,500
Entry Charge	119.05
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	180
Other Charge (Agency)	500
Monthly Service Charge (RM3x12)	36
Total Initial Charge	835.05
Total Initial Charge (%)	33.40%
Balance to be invested	1,664.95
Profit up to Oct 10	260.90
If Top-up RM1,000 invest will be	950 (1% to insurance)
Fund Name	AmPrecious Metal
Initial investment	2,500
Entry Charge	49.02
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	0
Other Charge (Agency)	0
Monthly Service Charge (RM3x12)	0
Total Initial Charge	49.02
Total Initial Charge (%)	1.96%
Balance to be invested	2,450.98
Profit up to Oct 10	347.30
If Top-up RM1,000 invest will be	980.39
Fund Name	OSK-OUB Gold & General Fund
Initial investment	2,500
Entry Charge	49.02
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	0
Other Charge (Agency)	0
Monthly Service Charge (RM3x12)	0
Total Initial Charge	49.02
Total Initial Charge (%)	1.96%
Balance to be invested	2,450.98
Profit up to Oct 10	197.55
If Top-up RM1,000 invest will be	980.39

Pro & Con
Uni Gold & General Fund	Pro	Con
	Agent to monitor fund	Very high initial charge
	Insurance covered	No Shariah Compliant
	Good Performance
AmPrecious Metal	Pro	Con
	Self monitoring	Self monitoring
	Good Performance
	Shariah Compliant
OSK-OUB Gold & General Fund	Pro	Con
	Self monitoring	Self monitoring
	Performance OK	No Shariah Compliant
Self monitoring will not benefit you if you do not know how to invest

Guru vs Emas

KISAH BENAR : GAJI SEORANG GURU

Salam emas untuk semua.

Nak tak saya kongsikan dengan anda semua tentang kisah seorang guru. Kisah ini berkaitan dengan pendapatan yang diperoleh oleh guru ini setiap bulan. Tentu nak kan.

Ada seorang guru muda yang mula berkhidmat mulai tahun 1990, beliau adalah guru lepasan SPM bergaji lebih kurang RM600 sebulan setelah dicampurkan elaun perkhidmatan. Untuk pengetahuan anda semua, harga emas pada masa itu berharga dalam lingkungan RM30 segram. harga emas yang agak murah,  jika tidakpun RM30 kalau hari ini tentunya sangat murah bagi segram emas.  Dan rasanya, bagi guru ini, RM30 segram sudah tentunya mahal. Jika ditukarkan gaji guru ini dengan emas, maka guru muda ini akan mendapat tukaran emas sebanyak 20gram.

Hari ini pada tahun 2011, guru tersebut telah berkhidmat selama 21 tahun dengan pendapatan bulanan sebanyak lebih kurang RM4000. Wow…memang hebat…dan banyak. bagi ramai orang, dengan gaji sebanyak RM4000 ini sudah dikira cukup banyak dan pastinya boleh membeli pelbagai barang yang dihajatkan.

Namun emas hari ini berharga RM200 segram (harga pada 1 November 2011, ketika nota ini ditulis). Jika ditukarkan gaji dengan emas, maka guru ini akan mendapat tukaran emas sebanyak 20g juga.

Tahun	Gaji (RM)	Harga emas se gram	Jumlah emas di peroleh
1990	RM 600	RM 30	20 g
2011	RM 4000	RM 200	20g

Nampak tak…dalamasa 21 tahun…guru ini telah mendapat kenaikan gaji yang cukup banyak. Bermula dengan RM600 dan meningkat sehingga RM4000. Jika diukur dengan wang kertas…maka nampak banyak benar perbezaan gaji. Tetapi jika diukur dengan emas….tidak ada kenaikan.

Guru ini sebenarnya masih di takuk lama lagi pendapatan bulanannya jika dibuat perbandingan dengan emas. Inilah yang sebenarnya berlaku pada kebanyakan kita. Tetapi kalau guru ini mula menyimpan emas sejak tahun 1990 dengan 10gram sebulan….hari ini sudah berapa kilogram agaknya dan berapa pula nilainya…

emaskulai. Bersama Memakmurkan Ummah