Comparison - Uni Gold & General Fund, AmPrecious Metal & OSK-OUB Gold & General Fund

Comparison
Fund Name	Uni Gold & General Fund
Shariah Compliant	No
Type	Feeder
Portfolio	Gold, Precious Metal, Energy, Materials & Cash
Launch Date	6 September 2007
Launch Price	0.5000
Total Unit Sold (till Nov 10)	22.88
Initial Minimum Investment	2,000.00
Entry Charge (With Fund)	5%
Entry Charge (With FSM or eUT)	N/A
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	Less than 10,000, 300x60%
Other Charge (With Agency)	RM500
Monthly Service Charge
Management Fee	1.50%
NAV (22 March 2011)	0.6505
Performance (launch - todate)	30.10%
Performance (Oct 09- Oct 10) 1 Year	15.67%
Fund Name	AmPrecious Metal
Shariah Compliant	Yes
Type	Feeder
Portfolio	Gold, Precious Metal, Minerals & Cash
Launch Date	15 November 2007
Launch Price	1.0000
Total Unit Sold (till Nov 10)	73.29
Initial Minimum Investment	1,000.00
Entry Charge (With Fund)	5%
Entry Charge (With FSM or eUT)	2%
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	N/A
Other Charge (With Agency)	N/A
Monthly Service Charge
Management Fee	1.80%
NAV (22 March 2011)	0.9464
Performance (launch - todate)	-5.36%
Performance (Oct 09- Oct 10) 1 Year	14.17%
Fund Name	OSK-OUB Gold & General Fund
Shariah Compliant	No
Type	Feeder
Portfolio	Gold, Precious Metal, Energy, Materials, Information & Cash
Launch Date	21 July 2009
Launch Price	0.5000
Total Unit Sold (till Nov 10)	233.69
Initial Minimum Investment	1,000.00
Entry Charge (With Fund)	5%
Entry Charge (With FSM or eUT)	2%
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	N/A
Other Charge (With Agency)	N/A
Monthly Service Charge
Management Fee	1.80%
NAV (22 March 2011)	0.5765
Performance (launch - todate)	15.30%
Performance (Oct 09- Oct 10) 1 Year	8.06%
Example:  NAV price follow launch price
Fund Name	Uni Gold & General Fund
Initial investment	2,500
Entry Charge	119.05
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	180
Other Charge (Agency)	500
Monthly Service Charge (RM3x12)	36
Total Initial Charge	835.05
Total Initial Charge (%)	33.40%
Balance to be invested	1,664.95
Profit up to Oct 10	260.90
If Top-up RM1,000 invest will be	950 (1% to insurance)
Fund Name	AmPrecious Metal
Initial investment	2,500
Entry Charge	49.02
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	0
Other Charge (Agency)	0
Monthly Service Charge (RM3x12)	0
Total Initial Charge	49.02
Total Initial Charge (%)	1.96%
Balance to be invested	2,450.98
Profit up to Oct 10	347.30
If Top-up RM1,000 invest will be	980.39
Fund Name	OSK-OUB Gold & General Fund
Initial investment	2,500
Entry Charge	49.02
Other Charge (Insurance) every year until 6th year (60,50,30,30,20&20%)	0
Other Charge (Agency)	0
Monthly Service Charge (RM3x12)	0
Total Initial Charge	49.02
Total Initial Charge (%)	1.96%
Balance to be invested	2,450.98
Profit up to Oct 10	197.55
If Top-up RM1,000 invest will be	980.39

Pro & Con
Uni Gold & General Fund	Pro	Con
	Agent to monitor fund	Very high initial charge
	Insurance covered	No Shariah Compliant
	Good Performance
AmPrecious Metal	Pro	Con
	Self monitoring	Self monitoring
	Good Performance
	Shariah Compliant
OSK-OUB Gold & General Fund	Pro	Con
	Self monitoring	Self monitoring
	Performance OK	No Shariah Compliant
Self monitoring will not benefit you if you do not know how to invest